Have you been denied your long term disability insurance benefits? Not being able to work, visit family or take part in hobbies or favourite past times can take a toll on any individual. Our long term disability lawyers in Hamilton, Ontario are here to help. The purpose of long term disability insurance is to protect you in the event that you become sick or disabled, and you no longer have the ability to work. Long term disability insurance can compensate you for lost income, but insurance policies typically will have limits on the amount that is paid over time. Majority of long term disability insurance plans will cover up to 70% of your lost earnings. However, it is important to note that long term disability benefits will only take effect once you have exhausted your sick leave pay, short term disability insurance and any employee insurance sick benefits.
Virk Personal Injury Lawyers’ team of long term disability lawyers have extensive experience working with individuals that have experienced severe injury. Our team of trusted professionals will help guide individuals through their recovery process and ensure that they are being compensated correctly so that victims can focus on rehabilitation.
Long Term Disability Benefits Lawyers in Hamilton
When an individual suffers a serious illness or injury that is preventing them from being able to work, they may be eligible for a certain percentage of the person’s pre-injury/sickness income that can assist in covering any medical, home care, rehabilitation, and other essential expenses.
Various Forms of Disability
There are many various types of disability that can take shape to be considered for long term
disability benefits. Virk’s Personal Injury Law team has experience in the following types of disability claims.
- Paralysis (full and partial) caused by brain or spinal cord injury
- Chronic Pain
- PTSD
- Anxiety
- Depression
- Suicidal ideation
- Nervous shock
- Dementia
- Mood Disorder
- Stress disorder
- Psychotic disorder
- Hallucinations
- Nightmares
- Fatigue
- Anger
- Rage
- Delusional Disorder
- Personality Disorder
- Adjustment Disorder
- Substance Abuse Disorder
- Psychosis
- Conversion Disorder
These types of injuries require a personal injury lawyer, who knows how to handle these complex claims. Psychological claims require the right type of experts to identify the injuries, to be able to prove how this impacts the victim’s daily life. These types of disabilities are not found on a typical x-ray or scans, therefore an expert team of psychiatrists, psychologists, therapists, social workers, neuropsychologists and other rehabilitation consultations are required to substantiate these injuries. That is why a long-term disability lawyer from Virk’s Personal Injury Law team will not only guide you throughout the entire process but fight hard for you so that you can focus on getting better, while they focus on relieving any financial burdens.
Looking for an Experienced Long Term Disability Claim Lawyer in Hamilton, Ontario?
If you’re looking for an experienced long term disability claim lawyer in Hamilton, Virk Personal Injury Law can help. We have the experience and skills to analyze the complicated clauses in your insurance policy and help you get the coverage you deserve. Reach out to our team of Long Term Disability Claim Lawyers at Virk Personal Injury Law today to learn more.