Can my broker be held liable for not offering me optional accident benefits?
The Ontario government has proposed major revisions to the Statutory Accident Benefits Schedule – Effective September 1, 2010 (the “SABS”). These changes will come into force on July 1, 2026, and will drastically reduce the mandatory benefits currently available under the standard auto insurance policy. The following benefits are currently mandatory under the present SABS […]
Negligent Home Construction and Your Right to Compensation in Ontario
Buying or building a new home is an exciting milestone for most Ontarians. Unfortunately, some homeowners discover after moving in that their home wasn’t built properly. In serious cases, faulty or negligent construction can even lead to injury. When that happens, questions quickly arise: Who is responsible? and How can I recover the costs or […]
How can I recover compensation after I am injured in a hit-and-run motor vehicle accident?
Under Ontario’s insurance laws, someone who is injured in a motor vehicle accident caused by an unidentified motorist can recover compensation if they meet specific legal requirements to claim under the OPCF-44R Endorsement. Most people in Ontario have the optional OPCF-44R endorsement attached to their automobile insurance policy. The OPCF-44R endorsement allows someone who is […]
You’re invited to our webinar on the upcoming SABs changes
Holiday Market Fundraiser!
Where: Westinghouse HQ Building, 286 Sanford Ave. N., Hamilton Date: Saturday December 7, 2024 4:00pm – 9:00pm We’re proud to sponsor the Holiday Market Fundraiser hosted by 541 Eatery & Exchange, at the historic Westinghouse HQ Building in Hamilton. This festive event will feature holiday treats, local vendor shopping, a silent auction, raffles, and community […]
How to Access Your Personal Belongings After a Car Accident in Ontario
After a car accident, there is a lot of stress and many unknowns to navigate. Especially in accidents involving injuries, retrieving personal belongings from your vehicle may be the furthest thing from your mind. At Virk Personal Injury Law, we want to ensure you have the information you need during this challenging time. Where […]
What Happens if I Am Injured on an Airplane?
The first consideration when someone is injured while on an airplane is the place of departure and final destination. Whether the flight was domestic or international changes the rules that apply. While in both cases an injured party may be able to recover compensation, if the flight is international, the route of compensation is governed […]
Involved in a Car Accident in the US? Here’s What You Need to Know
By Sabrina L. Seibel Being injured in a motor vehicle collision is distressing, especially if it happens in another country. For Canadians, a car accident in the United States brings unique challenges. Here’s a guide to help you navigate […]
Five Advantages of Purchasing Optional Automobile Insurance Benefits
When shopping for car insurance, you should hear about “optional benefits.” Outside of increasing the monthly insurance premium, not many people know about their significance. While some people overlook optional benefits in favor of a cheaper monthly premium, those who don’t may be in for a number of advantages should the unthinkable happen and they […]
The Five Most Important Conversations to Have with Your New Driver
Congratulations! Your teenager has passed their road test and is now a licensed driver. As Eleanor Roosevelt said, “Freedom makes a huge requirement of every human being. With freedom comes responsibility.” Driving is a huge responsibility! Your teenager’s newfound freedom is just as much a responsibility for you as it is for your new driver. […]